HOMEBUYING 101: MORTGAGES, LOAN PROGRAMS & PATH TO HOMEOWNERSHIP

Buying a home doesn't have to feel overwhelming. Learn every step of the homebuying process—from preparing your finances and getting pre-approved to house hunting, making an offer, and closing on your new home. We'll cover mortgage loan programs, down payment options, credit score and debt-to-income (DTI) requirements, appraisals, inspections, closing costs, and practical tips to help you navigate the process with confidence and make informed decisions every step of the way.

Meet Your Instructor

Jessica A. Sullivan is a financial literacy educator, mortgage professional, entrepreneur, and passionate advocate for helping individuals and families build lasting financial freedom. As the founder of Jessica A. Sullivan Consulting, she has dedicated her career to making financial education practical, relatable, and accessible for everyone.

Jessica's journey into financial education was shaped by real-life experiences. After becoming a young mother, she learned firsthand the importance of budgeting, credit management, and smart financial decision-making. Those experiences fueled her passion to help others avoid common financial pitfalls and create a path toward long-term wealth.

With a background spanning automotive finance, mortgage lending, and financial coaching, Jessica has helped countless clients improve their credit, prepare for homeownership, create sustainable budgets, and gain confidence in managing their money. She believes that financial literacy should be taught in a way that empowers people to take action—not just understand concepts.

In addition to consulting, Jessica develops financial literacy courses, speaks at community events and organizations, and creates educational resources focused on budgeting, credit, saving, debt reduction, and homeownership. Her engaging teaching style combines professional expertise with real-world strategies that audiences can implement immediately.

Whether she's speaking to students, first-time homebuyers, professionals, or community groups, Jessica's mission remains the same: to equip people with the knowledge, confidence, and tools they need to break financial barriers, build generational wealth, and create a more secure future.

Here’s how it works

Getting Mortgage Ready

Review what lenders look for, including DTI, credit score, income, and student loans. Explain different loan programs and their requirements to help buyers understand their options.

The Homebuying Process

Walk through the homebuying process from pre-approval to finding the right home, including what happens after you go under contract.

Closing & What To Do Next

Understand what to expect at closing, including final documents, costs, and receiving your keys. Learn your next steps as a homeowner, from maintaining your home to protecting your investment.

Hear our users

Jessica was amazing! Her patience, her level of knowledge was beyond exceptional. I’m so grateful to have her assist my family and I in this home buying experience. I will be referring her to all of my friends and family. Thank you so much.

LaToya C.

This is great. Thank you much! No one has ever broke it down for me like this. I will start now. Thank you!

Heather M.

Jessica was communicative, supportive and walked us through the whole process step by step. I wasn’t confident that we’d be able to buy a home, but Jessica helped to buld that confidence until our home was a reality. I would definitely recommend her to friends and family, especially first time homebuyers like my husband and I.

Krystal R.

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$17

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